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Privacy Policy

 

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

 

FACTS
WHAT DOES FIRST PEOPLES BANK DO WITH YOUR PERSONAL INFORMATION

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Credit history
  • Payment history
  • Account transactions
  • Transaction history
  • Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Peoples Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does First Peoples Bank share?
Can you limit this sharing?
For our every day business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
No
We don’t share
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ every day business purposes—
information about your transactions and experiences
No
We don’t share
For our affiliates’ every day business purposes—
information about your creditworthiness
No
We don’t share
For nonaffiliates to market to you
No
We don’t share

Questions?
 Call 772-225-5900 or go to www.1stpeoplesbank.com

What We Do
 
How does First Peoples Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
 
How does First Peoples Bank collect my personal information?
We collect your personal information, for example, when you
  • Open an account
  • Give us your contact information
  • Apply for a loan
  • Show your driver's license
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why cant I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
 
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • First Peoples Bank has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • First Peoples Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First Peoples Bank doesn’t jointly market.