Current Deposit Rates
Effective As Of: 06/21/2011
Certificate of Deposits
| Term | Annual Percentage Yield | Deposit Interest Rate |
| 3 Months | 0.35% | 0.35% |
| 6 Months | 0.55% | 0.55% |
| 9 Months | 0.65% | 0.65% |
| 12 Months | 0.80% | 0.79% |
| 18 Months | 0.95% | 0.94% |
| 24 Months | 1.20% | 1.19% |
| 36 Months | 1.50% | 1.49% |
| 48 Months | 1.80% | 1.78% |
| 60 Months | 2.10% | 2.07% |
| Minimum Deposit to Open: $1,000.00 | ||
- The interest rate and annual percentage yield may change at any time.
- Interest is compounded daily and paid quarterly for any certificate over 3 months and at maturity for all certificates under 3 months.
- The annual percentage yield assumes funds will remain on deposit for a full year at the advertised rate.
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A Penalty May Be Imposed For Early Withdrawal.
First Choice Interest Checking Account
| Minimum Daily Balance of: | Annual Percentage Yield | Deposit Interest Rate |
| $1,000.00 | 0.10% | 0.10% |
- The interest rate and annual percentage yield may change at any time.
- Interest is compounded daily and paid on the last day of the statement cycle month.
- Less than minimum daily balance of $1000.00 - no interest will be paid.
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Minimum balance of $1000.00 to avoid $9.00 monthly maintenance fee.
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Fees could reduce earnings on the account.
- Truth in Savings
Peoples Advantage Checking
| Minimum Daily Balance of: | Annual Percentage Yield | Deposit Interest Rate |
| $-0- to 999.99 | 0.20% | 0.20% |
| $1,000.00 to $2,499.99 | 0.30% | 0.30% |
| $2,500.00 to $4,999.99 | 0.75% | 0.74% |
| $5,000.00 and above | 0.80% | 0.79% |
| Minimum Deposit to Open: $1,000.00 |
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The interest rate and annual percentage yield may change at any time.
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Interest is compounded daily and paid on the last day of the statement cycle month.
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Less than minimum daily balance of $1000.00 - NOW account interest will be paid.
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Less than minimum daily balance of $1000.00 in a linked First Peoples Bank Certificate of Deposit or Savings - account will revert to a First Choice Interest Checking account
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Minimum balance of $1000.00 to avoid $9.00 monthly maintenance fee.
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Fees could reduce earnings on the account.
Peoples Premium Money Market Account
| Minimum Daily Balance of: | Annual Percentage Yield | Deposit Interest Rate |
| $-0- to $2,499.99 | 0.10% | 0.10% |
| $2,500.00 to $4,999.99 | 0.25% | 0.25% |
| $5,000.00 to $9,999.99 | 0.45% | 0.45% |
| $10,000.00 to 24,999.99 | 0.60% | 0.60% |
| $25,000.00 to $49,999.99 | 0.85% | 0.84% |
| $50,000.00 to $99,999.99 | 0.95% | 0.94% |
| $100,000.00 to $249,999.99 | 1.05% | 1.04% |
| $250,000.00 to $499,999.99 | 1.05% | 1.04% |
| $500,000.00 to $999,999.99 | 1.05% | 1.04% |
| $1,000,000 and above | 1.05% | 1.04% |
| Minimum Deposit to Open: $2,500.00 | ||
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The interest rate and annual percentage yield may change at any time.
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Interest is compounded daily and paid on the last day of the statement cycle month.
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If daily balance falls below $2500.00 - NOW account interest will be paid on the entire balance for that day.
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Minimum balance of $2500.00 to avoid $9.00 monthly maintenance fee.
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Fees could reduce earnings on the account.
Peoples Choice Savings Account
| Minimum Daily Balance of: | Annual Percentage Yield | Deposit Interest Rate |
| $200.00 | 0.50% | 0.50% |
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The interest rate and annual percentage yield may change at any time.
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Interest is compounded daily and paid quarterly.
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If daily balance falls below $200.00 - no interest will be paid on the entire balance for that day.
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Minimum balance of $200.00 to avoid $3.00 monthly maintenance fee.
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Fees could reduce earnings on the account.
Peoples Premium Savings Account
| Minimum Daily Balance of: | Annual Percentage Yield | Deposit Interest Rate |
| $-0- to $999.99 | 0.00% | 0.00% |
| $1,000.00 to $2,499.99 | 0.25% | 0.25% |
| $2,500.00 to $4,999.99 | 0.40% | 0.40% |
| $5,000.00 to $9,999.99 | 0.60% | 0.60% |
| $10,000.00 to $24,999.99 | 0.75% | 0.74% |
| $25,000.00 to $49,999.99 | 0.80% | 0.79% |
| $50,000.00 and above | 0.85% | 0.84% |
| Minimum Deposit to Open: $1,000.00 | ||
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The interest rate and annual percentage yield may change at any time.
-
Interest is compounded daily and paid quarterly.
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If daily balance falls below $1000.00 - no interest will be paid on the entire balance for that day.
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Minimum balance of $1000.00 to avoid $10.00 monthly maintenance fee.
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Fees could reduce earnings on the account.
Peoples Young Savers Account
| Minimum Daily Balance of: | Annual Percentage Yield | Deposit Interest Rate |
| $10.00 | 0.65% | 0.65% |
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The interest rate and annual percentage yield may change at any time.
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Interest is compounded daily and paid quarterly.
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Fees could reduce earnings on the account.
Holiday Savings Club Account
| Minimum Daily Balance of: | Annual Percentage Yield | Deposit Interest Rate |
| $5.00 | 0.90% | 0.89% |
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The interest rate and annual percentage yield may change at any time.
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Interest is compounded daily and paid annually.
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Fees could reduce earnings on the account.
- Truth in Savings








