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Current Deposit Rates

Current Deposit Rates                                                                        

                                                                                                                                                                     Effective As Of: 06/21/2011


Certificate of Deposits

 

TermAnnual Percentage YieldDeposit Interest Rate
3 Months0.35%0.35%
6 Months0.55%0.55%
9 Months0.65%0.65%
12 Months0.80%0.79%
18 Months0.95%0.94%
24 Months1.20%1.19%
36 Months1.50%1.49%
48 Months1.80%1.78%
60 Months2.10%2.07%
Minimum Deposit to Open: $1,000.00

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid quarterly for any certificate over 3 months and at maturity for all certificates under 3 months.
  • The annual percentage yield assumes funds will remain on deposit for a full year at the advertised rate.
  • A Penalty May Be Imposed For Early Withdrawal.

First Choice Interest Checking Account

 

Minimum Daily Balance of:Annual Percentage YieldDeposit Interest Rate
$1,000.000.10%0.10%

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid on the last day of the statement cycle month.
  • Less than minimum daily balance of $1000.00 - no interest will be paid.
  • Minimum balance of $1000.00 to avoid $9.00 monthly maintenance fee.
  • Fees could reduce earnings on the account.
  • Truth in Savings

Peoples Advantage Checking

 

Minimum Daily Balance of:Annual Percentage YieldDeposit Interest Rate
$-0- to 999.990.20%0.20%
$1,000.00 to $2,499.990.30%0.30%
$2,500.00 to $4,999.990.75%0.74%
$5,000.00 and above0.80%0.79%
Minimum Deposit to Open: $1,000.00

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid on the last day of the statement cycle month.
  • Less than minimum daily balance of $1000.00 - NOW account interest will be paid.
  • Less than minimum daily balance of $1000.00 in a linked First Peoples Bank Certificate of Deposit or Savings - account will revert to a First Choice Interest Checking account
  • Minimum balance of $1000.00 to avoid $9.00 monthly maintenance fee.
  • Fees could reduce earnings on the account.

Peoples Premium Money Market Account

 

Minimum Daily Balance of:Annual Percentage YieldDeposit Interest Rate
$-0- to $2,499.990.10%0.10%
$2,500.00 to $4,999.990.25%0.25%
$5,000.00 to $9,999.990.45%0.45%
$10,000.00 to 24,999.990.60%0.60%
$25,000.00 to $49,999.990.85%0.84%
$50,000.00 to $99,999.990.95%0.94%
$100,000.00 to $249,999.991.05%1.04%
$250,000.00 to $499,999.991.05%1.04%
$500,000.00 to $999,999.991.05%1.04%
$1,000,000 and above1.05%1.04%
Minimum Deposit to Open: $2,500.00

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid on the last day of the statement cycle month.
  • If daily balance falls below $2500.00 - NOW account interest will be paid on the entire balance for that day.
  • Minimum balance of $2500.00 to avoid $9.00 monthly maintenance fee.
  • Fees could reduce earnings on the account. 

Peoples Choice Savings Account

 

Minimum Daily Balance of:Annual Percentage YieldDeposit Interest Rate
$200.000.50%0.50%

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid quarterly.
  • If daily balance falls below $200.00 - no interest will be paid on the entire balance for that day.
  • Minimum balance of $200.00 to avoid $3.00 monthly maintenance fee.
  • Fees could reduce earnings on the account.

Peoples Premium Savings Account

 

Minimum Daily Balance of:Annual Percentage YieldDeposit Interest Rate
$-0- to $999.990.00%0.00%
$1,000.00 to $2,499.990.25%0.25%
$2,500.00 to $4,999.990.40%0.40%
$5,000.00 to $9,999.990.60%0.60%
$10,000.00 to $24,999.990.75%0.74%
$25,000.00 to $49,999.990.80%0.79%
$50,000.00 and above0.85%0.84%
Minimum Deposit to Open: $1,000.00

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid quarterly.
  • If daily balance falls below $1000.00 - no interest will be paid on the entire balance for that day.
  • Minimum balance of $1000.00 to avoid $10.00 monthly maintenance fee.
  • Fees could reduce earnings on the account.

Peoples Young Savers Account

 

Minimum Daily Balance of:Annual Percentage YieldDeposit Interest Rate
$10.000.65%0.65%

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid quarterly.
  • Fees could reduce earnings on the account.

Holiday Savings Club Account

 

Minimum Daily Balance of:Annual Percentage YieldDeposit Interest Rate
$5.000.90%0.89%

  • The interest rate and annual percentage yield may change at any time.
  • Interest is compounded daily and paid annually.
  • Fees could reduce earnings on the account.
  • Truth in Savings


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