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TERM RATE APY*
0 0% 0%
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Certificates of Deposits

$1,000.00 Minimum
Rates Subject to change at any time.

Effective date: 07/18/08

TERM RATE APY*
3 Months 2.47% 2.50%
6 Months 2.71% 2.75%
9 Months 2.96% 3.00%
12 Months 3.44% 3.50%
18 Months 3.49% 3.55%
24 Months 3.54% 3.60%
36 Months 3.68% 3.75%
48 Months 3.92% 4.00%
60 Months 4.16% 4.25%


*Annual Percentage Yield. The annual percentage yield assumes funds will remain on deposit for a full year at the advertised rate.
*A penalty may be imposed for early withdrawl.

Member F.D.I.C.


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